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Seven steps of how to buy real estate in Florida as a foreigner. The seller accepts the buyers offer by entering into a binding written contract. 4. The buyer applies for a mortgage to buy the home. 5. The buyer has the house. Advantages You can get mortgage financing in Florida more easily with us because we recognize your Canadian credit history. Our advisors' expertise makes it. How to Kickstart Your Homebuying Process with Florida Housing · Find an approved lender using the Homebuyer Loan Program Wizard to get pre-approved and learn.